One scoring and compliance engine, configured differently for a scaling NBFC, a fast-moving SME lender, and a Fortune 500 balance sheet — same audit trail, same platform.
Configured interfaces for the work your credit and compliance teams run every day.
Applications ranked by live score. Approve, refer, or decline without ever leaving the queue.
Real-time visibility across the loan book. Early-warning signals surface before they become NPAs.
Hundreds of accounts, branches, or products analyzed side-by-side in one table.
KYC documents flagged, gates tracked, and gaps identified across every account.
Every approval, escalation, and override captured — searchable, ready for the regulator.
Sync customer, account, and financial data straight from your ERP.
Push scored leads and pipeline stages back into your CRM of record.
Export any queue, report, or audit trail to a spreadsheet in one click.
Reconcile disbursements and repayments against your books automatically.
Keep loan accounting and general ledger entries in sync.
Mirror scored accounts and follow-ups across both platforms.
Route qualified leads into your existing marketing and sales workflows.
Connect customer records without duplicating data entry.
Live-export dashboards for teams that live in spreadsheets.
Get approval and escalation alerts where your team already works.
Decision Machine plugs into your loan management system to score borrowers, automate disbursement approvals, and keep an RBI-ready audit trail — so your credit team scales with your loan book, not against it.
Growing SME lenders live and die by turnaround time. Decision Machine scores working-capital applications the moment they arrive, so a good SME hears back in hours, not weeks.
When a Fortune 500 balance sheet is on the line, decisions need dedicated infrastructure, custom SLAs, and a security review your board will sign off on — not a shared multi-tenant SaaS instance.
“We went from a 15-day working-capital decision to under four hours. Our credit team didn’t grow — the queue just stopped lying to them about what to work next.”
“Audit season used to mean two weeks of pulling paper files branch by branch. Now every approval and override is logged the moment it happens — searchable the day the regulator asks.”
“We catch accounts drifting toward default weeks before they used to show up on our watchlist. That's the difference between managing a loan book and reacting to one.”
Talk to our team — we'll map your segment, scale, and compliance needs to the right plan.
Book a callYes — one core scoring and compliance engine. What changes per segment is configuration: risk rules, compliance gates, infrastructure, and integrations are tuned to each institution's scale and regulatory footprint.
SME and growth-stage teams typically run on usage-based Growth pricing. NBFCs scale into seat- and volume-based plans as their loan book grows. Fortune 500 institutions move to custom Enterprise contracts with dedicated infrastructure and SLAs.
Yes. Teams start on shared infrastructure and migrate to a dedicated tenant as they scale — no re-platforming, no data migration, no workflow rebuild.
For enterprise and multi-market clients, compliance rules are mapped to each jurisdiction's requirements individually — the same account can carry different gates in different markets.
SME teams are self-serve and can be live in days. NBFCs typically onboard in a few weeks with our implementation team. Fortune 500 clients go through Oro, our scoped build engagement, which runs 8–12 weeks end to end.
This platform is the self-serve product your team configures directly. Oro is a dedicated build engagement — our engineers connect your specific core banking system and encode your specific rules — typically the path Fortune 500 institutions take.
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